Get back on track with a positive step toward restoring financial independence.

As a federal statutory law, bankruptcy litigation works to reduce or eliminate debt. Bankruptcy proceedings assist with creating a secure repayment timeline. Our firm can help to negotiate the dischargeability of debt, discovery of assets, and judgment collections.

  • Filing Adversary Proceedings to Determine Dischargeability of Debt; Deny Discharge; or Dismiss the Bankruptcy Case
  • Filing of Motions for Relief from the Automatic Stay
  • Engaging in Discovery for Creditors and Conducting Debtor Examinations
  • Engaging in Judgment Collection
  • Filing all pre-trial and post-trial Motions and Conducting Trials
  • Filing and Monitoring Proof of Claims
  • Monitoring Bankruptcy Cases for Discovery of Assets; Dismissal; or Conversions
  • Filing Objections to Debtor’s Exemptions
  • Filing Objections to Reorganizational Plans
  • Filing all Motions to Compel against Debtors
  • Engaging in Workout Agreements and other Debtor/Creditor Negotiations

Bankruptcy FAQ

Filing bankruptcy comes with many questions. Here are some of the most commonly asked questions about the bankruptcy process.

Chapter 7

Chapter 7 bankruptcy, also known as “liquidation,” is a legal process by which most unsecured debts can be discharged, or wiped out. Chapter 7 bankruptcy is known as liquidation because any non-exempt assets the debtor has may be liquidated (sold) by the trustee for the benefit of creditors. Many Chapter 7 bankruptcy debtors have no non-exempt assets, and so there is no liquidation, and unsecured debts are simply discharged. There are, however, certain unsecured debts that are not dischargeable in Chapter 7 bankruptcy.

Chapter 13

Chapter 13 bankruptcy is a full or partial repayment plan administered by the bankruptcy court. The debtor submits a plan for approval and, when a plan is approved, makes monthly payments to the bankruptcy trustee. The trustee makes payments to creditors in accordance with the terms of the plan. The repayment period may be from 3-5 years. At the end of the repayment period, if all payments have been made according to the plan, remaining unsecured, dischargeable debt may be discharged.

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